Insurely partners with PERmute to streamline PER transfers between insurers

From our archive: this press release is from February 2026, when Anessa was still called Insurely.

PERmute and Insurely announce a strategic partnership aimed at streamlining the transfer of retirement savings contracts from one institution to another.

19 February 2026 – Insurely, a leading European open-finance fintech, continues its expansion in France and partners with PERmute to harmonise PER transfer processes between insurers.

In a fully transferable retirement savings market representing more than €136 billion in assets under management, contract transfers are set to become a major collection driver for insurers as early as 2026.

This partnership combines Insurely’s automated identification of transferable contracts with PERmute Distribution’s regulatory offer comparison and automatic document generation. By also integrating PERmute Gestion’s standardised exchange platform for insurers, the two companies cover the entire journey — from detecting commercial opportunities to operational completion of the transfer — with requests that are directly manageable by operations teams and significantly reduced processing times.

With this collaboration, Insurely and PERmute aim to provide a practical solution for processing these flows at scale while ensuring compliance with deadlines and regulatory requirements.

“This partnership enhances our industrial model for transferring retirement savings contracts by enabling access to the data needed to identify opportunities. In a context where transfers represent a key collection challenge for all insurers from 2026 onward, combining this data access with our automation and exchange-standardisation capabilities makes it possible to accelerate transfers at scale, fully aligned with regulatory requirements,” says Arthur Fleury, CEO of PERmute.

Designed to benefit all stakeholders, the solution acts as a direct growth lever for market professionals — networks, advisors and insurers — by helping them optimise transfer processing, accelerate incoming flows and standardise exchanges. It contributes to strengthening operational efficiency, streamlining costs and better managing regulatory timelines, while reinforcing advisors’ ability to deliver high-value guidance.

For savers, the solution provides a clear and detailed overview of all their transferable retirement contracts, enabling truly personalised advice based on automated comparisons and transparent tracking of transfer progress. The result: shorter processing times and a smoother, more trustworthy customer experience.

“Our collaboration with PERmute illustrates how open finance can be applied in a highly practical way. By delivering secure, high-quality access to savings data, we help make transfer processes more transparent and efficient in the French market,” says Martin J. Gylfe, CEO of Insurely.

About Insurely

Headquartered in Stockholm, Insurely was founded in 2018 with the mission of transforming the financial sector by creating a more open and transparent market through innovative APIs and easy-to-use open-finance solutions focused on the insurance and pension markets. Today, Insurely’s data infrastructure powers the next generation of AI-driven financial services, enabling financial institutions and innovators to build smart, personalised and seamless customer experiences. In 2022, Insurely raised approximately €20 million in a Series A funding round led by Insight Partners, with participation from Ampli Ventures, SEB and Opera Tech Ventures. Previous investors — Luminar Ventures, Philian and Neptunia Invest — continued to invest in the Series A round.

About PERmute

Founded in 2023, PERmute is a French fintech specialising in industrialising the transfer of retirement savings contracts between insurers. Its mission is to turn a historically manual and fragmented process into a smooth, standardised and scalable model, serving insurers and their advisors. PERmute offers two complementary solutions:

• PERmute Distribution, which lets advisor networks identify transfer opportunities, compare contracts automatically and start a request in minutes
• PERmute Gestion, a standardised and secure exchange platform between insurers that reduces processing time for operations teams and transfer time for the customer

By combining advanced automation and artificial intelligence, PERmute improves the quality of advice, significantly reduces processing times and accelerates inflows from transfers. PERmute currently supports more than 10 insurers in structuring a transfer model that can scale and meet the growth challenges of the PER.